Where you are now
Not where you were
Where you are now
Not where you were
Dont let your past define your home buying journey
What do you get?
Clarity on your mortgage options, whatever your circumstances.
Confidence to move forward, even with past credit issues.
Understanding of how much deposit you may need.
Insight into how lenders assess different types of income.
Knowledge of the home buying process in Scotland.
Realistic expectations of what you could comfortably afford.
A clear action plan to help you prepare for your first home.
Peace of mind knowing you don't have to figure it all out alone.
Before you rule yourself out, see what our clients have to say.
Don't let your circumstances stop you from exploring your first home.
THINK MORTGAGE THINK EMPIRE.
Who are we?
We're Empire Mortgages, a friendly team of mortgage advisers in Dunfermline, Fife, with over 60 years of combined experience.
We believe your circumstances shouldn't stop you from exploring your options. Whether you're buying your first home, have credit worries or earn a less traditional income, we're here to listen, explain things simply and help you find a way forward.
Real people. Honest advice. No judgement.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up with monthly mortgage payments.
This guide is general information, not personal financial advice. Eligibility, borrowing amounts and rates depend on your circumstances and each lender's criteria; approval can't be guaranteed.
Tax rules and government schemes can change.
Empire Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (www.fca.org.uk/register) under reference 150643. Empire Mortgages Ltd is registered in Scotland under reference SC545434.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up with monthly mortgage payments.
This guide is general information, not personal financial advice. Eligibility, borrowing amounts and rates depend on your circumstances and each lender's criteria; approval can't be guaranteed.
Tax rules and government schemes can change.
Empire Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (www.fca.org.uk/register) under reference 150643. Empire Mortgages Ltd is registered in Scotland under reference SC545434.